Occupy MN recruiting families going through foreclosure [VIDEO]

Categories: Protest News
Ruth Murman.jpg
Ruth Murman got an extra two weeks in her home after teaming up with Occupy MN.
Ruth Murman needed two extra weeks to pack up her and her elderly father's things and get them out of the home she is losing to foreclosure. Her mortgage lender, US Bank, said no dice. The eviction was set for October 31.

That was before an Occupy MN protester came walking up her driveway. Hours after the occupiers got her story up on YouTube in preparation for a protest at US Bank, Murman says, she got a call from the bank. She could have her two weeks.

"I would probably have been in the hospital if I had to be out of here on Monday," says Murman. "Occupy MN was so fabulous."

In light of this success, Occupy MN is now actively recruiting foreclosure families like Murman's.

Murman still isn't sure how the Occupy MN participant found her, but agreed to be a part of a protest at US Bank, scheduled for yesterday. The plan was to demand an audience for Murman and to get people with accounts at the bank to close them. Two days before the protest, organizers posted a YouTube video of Murman explaining her situation.

Within hours, Murman says, she was getting calls to her business, cell, and home phones from US Bank and the foreclosure servicer, GMAC. She says they've given her the two weeks and that she's negotiating a cash-for-keys sum for moving expenses. Although the bank hasn't acknowledged whether negative press was a factor in their renewed enthusiasm, Murman has no doubt.

"They refused, absolutely, flatly refused to give us the two weeks," she says. "As soon as that video was posted online the phone was ringing off the hook."

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Cheryl Downey and Malcolm LeFever also benefitted from publicity surrounding Occupy MN.

Murman is not the first local homeowner to benefit from the spotlight of the national Occupy movement. Shortly after City Pages posted the story of Malcolm LeFever and Cheryl Downey, who wanted to use their quest for a mortgage remodification as a part of an Occupy MN march, they also got a call from their bank offering to help them.

Sensing how badly banks are avoiding the negative press, Occupy MN organizer Nick Espinosa released a YouTube "commercial" this morning, looking for more families to profile. He says he's already looking into a new case, and that the ultimate goal is a total moratorium on foreclosures.

"We've seen the power of what can happen when we all stand together," he says. 

Check out the video below:

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Las Vegas Foreclosures
Las Vegas Foreclosures

Occupy MN was really a great help to families who were affected by foreclosures. Keep up the good work guys! Social media also helps a lot.


Some lenders, like Wells Fargo, have been doing everything that they can in order to keep families in their homes. If you get a call from Wells, pick it up. They really DON'T want to foreclose. They want to work with you to find a way for you to stay in your home. I know. My wife used to make those calls. It was very frustrating for her when she couldn't help people because they wouldn't talk to her. She was elated when she was able to keep someone in their home.

Joy Dunseth Jacques
Joy Dunseth Jacques

The other really bad thing that mortgage holders are doing is stringing people along with the idea that you can get a loan modification. They put you on a trial modification for 3 months, then hit you with penalties and late fees even though you've made all the trial payments they asked you to make.

So for example, we were told to make payments over the summer that were $300 less per month. At the end of the trial periods they told us we didn't qualify and now we owed all the money in back payments, plus late fees, amounting to almost $3000. By the way, all of which go on your credit report.


Keep up the good work guys! You are giving us hope in true democracy.

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